As a community-based credit union, Kern Schools is able to offer competitively-low rates on loans to help bring your goals within reach.
Whether you are in the market for an automobile, a new home or another adventure, our team members will work with you to understand your finances and explore all financing possibilities.

Kern Schools is not a bank but a local credit union, meaning you are not just a customer, but a Member. We have many loan types and competitive rates to fit your needs. Tell us about your situation, and we will help you through the process without all the hassle and stress you would find at one of the big banks.

Take the first step. Get pre-approved today!

You can rely on Kern Schools to make financing easy and convenient. Look no further for auto, home, personal loans and credit cards!

Apply For a Consumer
Loan or Credit Card

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Apply For a
Home Loan

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Kern Schools is an Equal Housing Lender.

You can also apply for a loan through our DataMobile app, DataNet online banking, by calling (661) 833-7900 / (800) 221-3311 (if outside of Bakersfield), visiting any participating auto dealership, our Home Loan Center, or at one of our convenient branch locations.