Whether you are heading to the coast for a carefree weekend or picking up kids from practice, your vehicle helps you live life to the fullest.

That is why Kern Schools is committed to helping our Members access competitively-priced new and used auto loans, and refinance existing loans to save you money.

Our experienced team has financed thousands of car loans and are available to assist you.
Get pre-approved today!

APPLY ONLINE

You can also apply for an Auto Loan through our DataMobile app, DataNet online banking, by calling (661) 833-7900 or (800) 221-3311 (if outside of Bakersfield), or visiting one of our convenient branch locations.

Consumer rates for titled vehicles. Rates and terms will vary based
on the credit worthiness of individual applicants.

New Auto Rates

New Auto Rates apply to current model year, plus three prior years, with less than 35,000 miles.
Rates Effective As Of 2/01/2017. ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE. Rates and terms will vary based on the credit worthiness of individual applicants.

Maximum Repayment Minimum Loan Amount Fixed Rate Annual Percentage Rates Estimated Payment
per $1,000 Borrowed
Maximum Terms May Vary Lowest – Highest Lowest – Highest
Up to 48 mo. N/A 1.99% – 14.24% $21.69 – $27.45
66 mo.  $10,000 1.99% – 14.24% $16.01 – $21.94
75 mo.  $15,000 2.49% – 17.50% $14.41 – $20.73
84 mo.  $25,000 3.49% – 17.50% $13.44 – $20.73

Used Auto Rates

Rates Effective As Of 2/01/2017. ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE. Rates and terms will vary based on the credit worthiness of individual applicants.

Maximum Repayment Minimum Loan Amount Fixed Rate Annual Percentage Rates Estimated Payment
per $1,000 Borrowed
Maximum Terms May Vary Lowest – Highest Lowest – Highest
Up to 48 mo. N/A 2.49% – 14.24% $21.91 – $27.45
66 mo.  $10,000 2.49% – 14.24% $16.23 – $21.94
75 mo.  $15,000 2.99% – 17.50% $14.63 – $22.02
84 mo.  $25,000 3.99% – 17.50% $13.66 – $20.73


Why Kern Schools

Securing the best possible auto loan can save you hundreds of dollars in interest . Whether you are buying a new or used car, at Kern Schools, we take pride in knowing we offer some of the most competitive rates in Bakersfield and Kern County.

Kern Schools also partners with many local auto dealerships, making it easy and convenient for you to finance your next vehicle. You can also take advantage of our competitive auto loan rates by refinancing your current loan with us.

Kelly Blue Book

Kelly Blue Book is the leading provider of new and used vehicle information.

Visit the Kelly Blue Book website

N.A.D.A. Guides

National Appraisal Guides, Inc. is the largest publisher of vehicle pricing, information and tools for new and used cars, classic cars, motorcycles/powersports, boats, recreation vehicles (RVs) and manufactured homes.

Visit N.A.D.A. Guides website

Payment Protection

With an affordable payment protection plan, you’ll have peace of mind knowing you’ll still be able to make payments on your auto loan when the unexpected happens.

Learn more about Payment Protection

Dealer Desk

Kern Schools has teamed up with the automobile dealerships throughout Kern County to make purchasing your next vehicle easy and convenient.

Participating dealership locations

Kern Schools Auto Finder

By visiting the Kern Schools Auto Finder website, you have taken the first step in helping yourself find a better deal on your next vehicle purchase. By taking advantage of the information and resources available on the website we hope to make your auto buying experience easier and more satisfying, as well.

GET STARTED

auto-finder