At Kern Schools, we work with insurance providers to offer Members several affordable insurance plans. Visit a local Bakersfield branch for more, today.

• Auto and Homeowners Insurance
• Term and Whole Life

• Payment Protection Products
• Accidental Death and Dismemberment


Our knowledgeable staff of professionals are trained to provide you with the comprehensive coverage you need to protect your family, home and automobile at very competitive rates.

California Insurance Specialists

California Insurance Specialists (CIS) has been a preferred business partner of Kern Schools since 2001, and provides our Members with competitively priced Auto and Homeowners Insurance in and around Kern County. CIS is located in Bakersfield and can be reached at (661) 397-3944 or by visiting their website.

Trustage Logo

TruStage® is a service program sponsored by Kern Schools in partnership with CUNA Mutual Group. This program is designed to offer Credit Union Members a variety of insurance and protection products

TruStage® Auto and Homeowners Insurance

You can trust Kern Schools to provide you and your family with quality products and services to help you meet your financial needs. We have joined a dedicated team of insurance professionals to bring you the TruStage® Auto & Homeowners Insurance Program.

  • The TruStage® Auto & Homeowners Insurance Program is the property and casualty coverage solution preferred by credit unions and their members.
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  •  Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no-obligation quote.

TruStage® Term and Whole Life Insurance

Your Membership affords you many benefits, like the availability of Term and Whole Life Insurance. We make TruStage Life Insurance Policies available to help credit union members like you protect the people who matter most in your life. Underwritten by CMFG Life Insurance Company, these plans are designed to fit your budget, because any amount of coverage can make a difference.

TruStage® Accidental Death and Dismemberment

Our TruStage® Accidental Death and Dismemberment (AD&D) Insurance plan with the CMFG Life Insurance Company offers $2,000 of coverage to all Members at no cost, with the opportunity to purchase additional coverage at an affordable rate. AD&D insurance covers Kern Schools Members in the event of loss of life, sight, speech or hearing due to a covered accident. No one can be turned down for coverage.


TruStage® Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company. The insurance offered is not a deposit and is not federally insured or guaranteed by Kern Schools Federal Credit Union.

Guaranteed Asset Protection (GAP), Mechanical Repair Coverage and Credit Life and Disability Insurance

On many of our loan offerings, Kern Schools offers affordable payment protection products which can be conveniently included in your monthly payment. You can have peace of mind knowing your loan payment will be made when the unexpected occurs. Payment protection products include:

Payment Protection Calculators

Insurance products are sold through licensed Insurance Representatives of various companies. These products are not NCUA/NCUSIF or otherwise insured, are not obligations of Kern Schools Federal Credit Union, are not endorsed, recommended or guaranteed by Kern Schools Federal Credit Union or any government agency. Certain insurance products include investment risk including the possible loss of principal.

Kern Schools Federal Credit Union does not provide insurance products to Members. Rather, Kern Schools Federal Credit Union has contracted with insurance companies to provide insurance products and services to Members.