Specifically designed for individuals who maintain a high account balance, a Money Market Account is the premiere choice for Members wishing to earn a higher dividend rate than a Regular Share/Savings Account.
With a minimum opening balance of $1,000, and tiered dividend rates, you can watch your return grow as your balance does.
And with a Money Market Account, you have the flexibility to perform up to six of the following transactions per calendar month:
- Checks made payable to a third party.
- Debit card purchases.
- Preauthorized or automatic transfers to a third party.
- Transfers initiated through the Contact Center, DataNet online banking, the DataMobile banking app, and DataVoice.
Money Market Rates
Rates Effective As Of 01/18/2018. ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.
| Account Name | Minimum Opening Balance | Minimum To Earn Dividend | Variable Dividend Rate* | Annual Percentage Yield (APY) |
|---|---|---|---|---|
| $1,000.00 – $9,999.99 | $1,000.00 | $1,000.00 | 0.05% | 0.05% |
| $10,000.00 – $24,999.99 | $1,000.00 | $1,000.00 | 0.10% | 0.10% |
| $25,000.00 – $49,999.99 | $1,000.00 | $1,000.00 | 0.15% | 0.15% |
| $50,000.00 – $99,999 99 | $1,000.00 | $1,000.00 | 0.20% | 0.20% |
| $100,000.00 and over | $1,000.00 | $1,000.00 | 0.25% | 0.25% |
*Rates are variable and may change after account is opened. Fees may reduce earnings. Accounts with less than $1,000 will not earn dividends.
Dividends compounded and paid monthly.