Visit our Panama Branch location today for friendly banking, drive-up services, safe deposit boxes, mobile and online banking assistance, and ATM access. Kern Schools has been serving Bakersfield and Kern County for more than seventy-five years.

About the Southwest Neighborhood of Bakersfield

Southwest Bakersfield is primarily a residential community with people from all over the globe speaking many different languages and celebrating diverse cultures. Located eight miles south of downtown Bakersfield, the Panama Branch is one of our many full-service locations. We are conveniently situated at the intersection of Panama Lane and Stine Road.

Panama Branch Address

5001 Panama Lane
Bakersfield, CA 93313

Lobby Hours

Monday – Thursday: 9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 1:00 p.m.

Drive Up Service Hours

Monday – Thursday: 9:00 a.m. – 5:00 p.m.
Friday: 9:00 a.m. – 6:00 p.m.
Saturday: 9:00 a.m. – 1:00 p.m.


Kern Schools Financial Services

Kern Schools is Kern County’s top choice for friendly, local financial services. By providing a wide array of products, including extensive home and auto loan programs, the latest in online and mobile technology, and competitive savings options, we make managing your finances easy.


Panama Branch

• Savings and checking accounts
• Services for school employees
• Auto Loans

• Personal Loans
• Visa Credit Cards
• So much more!

Drive Up Services
ATM Available
Safe Deposit Boxes

Branch Manager Spotlight

Carinne Cowell

What do you like about living in Bakersfield (or Kern County)? The community in Bakersfield has always been very giving, caring, and supportive of each other. It is a big city, yet still has that small town ambiance.

What do you like about working at Kern Schools? Our Members are the best in Kern County and I enjoy helping them every day!

Name something unique about your branch. The Panama Branch is located prominently in the Southwest area of Bakersfield, which is known to be a very diverse area, and that diversity really resonates at our branch.