There are many reasons banking with Kern Schools makes sense: great loan rates, the latest in banking technology, friendly and knowledgeable team members who are always ready to assist. We can go on and on!

What are your reasons? Whatever they are, we want you to share them with a friend!

How It Works

1. Tell your friend about banking with Kern Schools and fill out the form to the right.
2. Your friend opens an account using their unique referral code.
3. You each get $50.00!*

  • Your Information

  • Your Friend's Information

  • This field is for validation purposes and should be left unchanged.


*Eligibility Requirements: Referring person (“Referrer”) must be a Member in good standing and maintain an open primary Membership with Kern Schools Federal Credit Union. The referring Member must be 18 years of age to be eligible to receive a referral payout. To be eligible the “Referred” Member must have not closed an account in the 180 calendar days prior to their new account being opened. Each referral is valid for 90 calendar days from the original date of the referral submission.


Terms/Conditions: The Referrer is responsible for ensuring the Referred persons contact information is valid at the time of their submission. Only accounts in which the referral information matches the original submission information and meet account criteria will be paid. The Referrer authorizes the sending of communications to each Referred person and indemnifies Kern Schools Federal Credit Union for any claims related to the sending of communication relating to their referral request. If the Referred person already has a Kern Schools account, is on our email opt-out list or if the email provided is incorrect or no longer valid they may not receive the referral email. Referring Member’s account must be open and in good standing at the time of referral payouts. Due to confidentiality we cannot disclose any information about qualifying accounts opened by someone referred. Kern Schools Federal Credit Union reserves the right to modify, restrict, change or terminate the Refer A Friend Program at any time.

Good Standing Definition: For the purpose of this promotion the term good standing is an account which is:
• Currently open
• Not flagged for excessive overdrafts
• No more than 30 calendar days past due on any loan payments, if applicable
• Not knowingly taking part or being flagged for any fraudulent activity of any kind

Important Information: The Referrer is responsible for ensuring the Referred persons contact information is valid at the time of their submission. Only accounts in which the referral information matches the original submission and account criteria are met will the referral be paid. The Referrer authorizes the sending of communications to each Referred person and indemnifies Kern Schools Federal Credit Union for any claims related to the sending of communication relating to their referral request. If the Referred person already has a Kern Schools account, is on our email opt-out list or if the email provided is incorrect or no longer valid they may not receive the referral email. Due to confidentiality we cannot disclose any information about qualifying accounts opened by someone referred. Kern Schools Federal Credit Union reserves the right to modify, restrict, change or terminate the Refer A Friend Program at any time. Each referring Member can make an unlimited number of referrals; however, can only earn a maximum of $500 per calendar year for qualifying referrals. Employees of Kern Schools are not eligible for this promotion. Taxes due are the sole responsibility of the recipient. Kern Schools Federal Credit Union will report to the state and federal agencies as required by applicable law.

Program Exclusions: Rocky, Kappa and Estate accounts are not eligible for referrals. The Refer A Friend Program cannot be used in conjunction with other offers.

Click Here to View Full Terms and Conditions