With convenient access and competitive dividend rates, Kern Schools makes saving easy and keeps your money local. Start saving today with an option designed for your lifestyle.

Our savings accounts allow you to make unlimited deposits through our ATMs, direct deposit, DataMobile, or by visiting a branch location. And remember, your money is federally insured up to $250,000 by the National Credit Union Administration (NCUA).

Regular Share/Savings

A standard Savings Account is perfect for individuals, families, and students. A regular Share Account provides dividends and is easily accessed for immediate withdrawals and deposits. Open your own Savings Account with only $5.00!

  • Competitive dividend rates compounded and paid quarterly
  • Free ATM card
  • Online and Mobile Banking Access
  • Complimentary eStatements
  • Access to a network of more than 30,000 ATMs
  • Federally insured up to $250,000 by NCUA

Club Accounts

A savings Club Account gives you the flexibility to save money for the holidays or other special occasions and earn money at an impressive dividend rate.

  • Dividends compounded and paid quarterly.
  • Free Online Access and eStatements.
  • Accessible through DataNet Online Banking, DataVoice, DataMobile, the Communications Center, or by visiting a branch.

Rates Effective As Of 01/19/2017. ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.

Account Name Minimum Opening Balance Minimum To Earn Dividend Variable Dividend Rate* Annual
Percentage Yield (APY)
Monthly Fees
Regular Share Accounts thru $999.99 $5.00 $5.00 0.05% 0.05% -0-
Regular Share Accounts $1,000 thru $4,999.99 $5.00 $5.00 0.05% 0.05% -0-
Regular Share Accounts $5,000 thru $9,999.99 $5.00 $5.00 0.05% 0.05% -0-
Regular Share Accounts $10,000 and Over $5.00 $5.00 0.10% 0.10% -0-

*Rates are variable and may change after account is opened. Fees may reduce earnings.



Rates Effective As Of 01/19/2017. ALL RATES, TERMS AND CONDITIONS SUBJECT TO CHANGE.

 

Account Name Minimum Opening Balance Minimum To Earn Dividend Variable Dividend Rate* Annual Percentage Yield (APY) Monthly Fees
Club Accounts $5.00 $5.00 0.10% 0.10% -0-
IRA Club Account $100.00 $100.00 0.10% 0.10% -0-

*Rates are variable and may change after account is opened. Fees may reduce earnings.


Trust Accounts

A Trust Account may be established for a number of reasons: protecting funds, providing beneficiaries with means in the event of a death, and possible tax advantages. After consulting with a lawyer and financial adviser about your specific situation, visit any of our conveniently located branches to open the right Trust Account for you:

  • Revocable (Living Trust)
  • Irrevocable
  • Totten
  • Court Ordered
  • Conservator/Guardian

  • Uniform Transfers to Minors Act (UTMA)
  • Minor
  • Relief Fund
  • Representative Payee
  • Estate

Fiduciary Accounts

A Fiduciary Account is beneficial for Members with specific legal responsibilities. Fiduciary Accounts are owned by an individual or group and managed by another individual or group acting as Executor, Administrator, or Guardian. Visit any of our conveniently located branches to open the following types of Fiduciary Accounts:

  • Court Ordered
  • Conservator/Guardian
  • Uniform Transfers to Minors Act (UTMA)
  • Relief Fund
  • Representative Payee
  • Estate