The Kern Schools Visa Credit Card is the ideal way to pay for anything, from the unexpected to the anticipated.

With two credit card options to choose from, our Visa program is able to meet all your needs whether you are looking for an alternative to cash and checks or a way to build and improve your credit score. Plus, you will enjoy no annual fees and added protection against fraud with the Visa Zero Liability Policy! Additional features include:

  • 24/7 access to account information using DataNet or Data Mobile.
  • Worldwide acceptance! Use your card at millions of merchants and stores, including online and over the phone.

  • Convenient access to more than 562,000 ATMs worldwide.
  • Local Member service at any of our Kern County branch locations.

At Kern Schools, we are proud to make the application process easy.

Apply Online

You can also apply for a Visa Credit Card through our DataMobile app, DataNet online banking, by calling (661) 833-7900 or (800) 221-3311 (if outside of Bakersfield), or visiting one of our convenient branch locations.

An Option to Meet Your Needs


Kern Schools Credit Union - Platinum Visa Credit Card

Visa Platinum

A non-rewards program for the “seasoned” borrower, who has an established, good credit history.

Kern Schools Credit Union - Visa Rewards Credit Card

Visa Rewards

An optional card for either type of borrower who would like to earn 1% cash back on every purchase!

View Kern Schools Visa Credit Card Rates and Terms

View Kern Schools Visa Credit Card Cardholder Agreement


Visa Credit Card Features & Benefits

Compare Cards Visa Platinum Visa Rewards
Cardholders Single or joint account, authorized users. Single or joint account, authorized users.
Credit Limits $500 – $20,000 $500 – $20,000
Annual Fee No Way! No Way!
Balance Transfer Fee No Way! No Way!
Online Account Management Of Course! Just Click Here! Of Course! Just Click Here!
Earn 1% cash back on every purchase. Cash back earnings will be credited monthly to your credit card account. Opt for Visa Rewards card! Of Course!

Other Features & Benefits Available With All Cards
  •  Cash Advance at ATM
  •  Auto Rental Collision Damage Waiver
  •   Emergency Card Replacement
  •   Lost / Stolen Card Reporting
  •   Roadside Dispatch
  •  Travel & Emergency Services
  •  Visa Concierge Services
  •  Warranty Manager Services

To report a lost or stolen Visa Credit Card, please call us at (661) 833-7900, option 4 or (800) 221-3311 (outside of Bakersfield), option 4.